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EMIDash

EMI calculator

Calculate your monthly EMI instantly. No login needed.

₹10,000₹10L₹1Cr
1%8.5%30%
6 mo20y 30 yr

20 years

Monthly EMI

₹8,678

Total interest payable

₹10.8L

Total amount payable

₹20.8L

principal + interest

Loan breakdown

48% principal
52% interest
Principal: ₹10L
Interest: ₹10.8L

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Repayment schedule

First 12 months shown. Sign up to see full schedule.

MonthOpening balanceEMI (₹)Principal (₹)Interest (₹)Closing balance
Apr 2026₹10,00,000₹8,678₹1,595₹7,083₹9,98,405
May 2026₹9,98,405₹8,678₹1,606₹7,072₹9,96,799
Jun 2026₹9,96,799₹8,678₹1,617₹7,061₹9,95,182
Jul 2026₹9,95,182₹8,678₹1,629₹7,049₹9,93,553
Aug 2026₹9,93,553₹8,678₹1,640₹7,038₹9,91,913
Sep 2026₹9,91,913₹8,678₹1,652₹7,026₹9,90,261
Oct 2026₹9,90,261₹8,678₹1,664₹7,014₹9,88,597
Nov 2026₹9,88,597₹8,678₹1,675₹7,003₹9,86,922
Dec 2026₹9,86,922₹8,678₹1,687₹6,991₹9,85,235
Jan 2027₹9,85,235₹8,678₹1,699₹6,979₹9,83,536
Feb 2027₹9,83,536₹8,678₹1,711₹6,967₹9,81,825
Mar 2027₹9,81,825₹8,678₹1,723₹6,955₹9,80,102

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